Privacy Policy for OCash
Last Updated: May 18, 2026
1. Information We Collect
OCash collects the following information to provide our savings and contribution services:
- Personal Information: Name, phone number, email address, residential address
- Financial Information: Bank account details (account number, bank name, account name)
- Device Information: Device ID, FCM token for push notifications
- Usage Data: Contribution plan selections, payment history
2. How We Use Your Information
- To create and manage your OCash account
- To process your contribution plan payments via Monnify
- To send you payment confirmations and payout notifications
- To verify your identity and prevent fraud
- To comply with legal and regulatory requirements
3. Third-Party Services
We use the following third-party services that may collect your information:
- Firebase (Google): Authentication, cloud functions, push notifications, analytics
- Monnify: Payment processing, bank account verification, direct debit mandates
- Google Play Integrity: Security verification
4. Data Security
We implement industry-standard security measures including encryption, secure API calls, and Firebase Security Rules to protect your data.
5. Your Rights
You have the right to:
- Access your personal data
- Request correction of inaccurate data
- Request deletion of your account and data
- Opt out of marketing communications
6. Contact Us
For privacy-related questions, contact us at:
Email: optimuminnovationslimited@gmail.com
Phone: 0803 974 5448 | 0706 620 5394
Address: Town Hall, Mike Ajaegbo Road, Obosi, Anambra State, Nigeria
7. Data Deletion Request
If you wish to request deletion of your account and all associated data, please contact us via email at optimuminnovationslimited@gmail.com with the subject line “Data Deletion Request” and provide the phone number or email associated with your OCash account. We will process your request within 30 days.
8. Changes to This Policy
We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page. You are advised to review this Privacy Policy periodically for any changes.